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Rate and fee information

Platinum Mastercard®
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Platinum Secured
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
QuicksilverOne Rewards
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $39
Quicksilver Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards for Students
  • Purchase &
  • Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Secured Rewards
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards for Students
  • Purchase &
  • Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Venture X Rewards
  • Purchase &
  • Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $395
Venture Rewards
  • Purchase &
  • Transfer APR: 19.99% - 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Annual Membership Fee: 
  • $95
VentureOne Rewards
  • Purchase &
  • Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
VentureOne Rewards for Good Credit
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 29.99% variable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Pottery Barn Key Rewards Visa, Williams Sonoma Key Rewards Visa, West Elm Key Rewards Visa, Key Rewards Visa
  • Purchase &
  • Transfer APR:29.74% variable APR
  • Cash Advance APR:29.74% variable
  • Transfer Fee:No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee:Either $5 or 5% of the amount of each cash advance, whichever is greater
Spark 2% Cash Plus
  • Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
  • Transfer Fee: Not Applicable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $150 annually
Spark 2% Cash
  • Purchase APR: 25.74% variable APR
  • Transfer APR: 25.74% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 intro for the first year, $95 after that
Spark 1.5% Cash Select
  • Purchase &
  • Transfer APR: 17.99% - 23.99% variable APR
  • Cash Advance APR: 31.74% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Spark Classic
  • Purchase &
  • Transfer APR: 29.99% variable APR
  • Cash Advance APR: 30.24% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Venture X Business
  • Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
  • Transfer Fee: Not Applicable
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $395 annually
Spark 2X Miles
  • Purchase &
  • Transfer APR: 25.74% variable APR
  • Cash Advance APR: 31.74% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 intro for the first year, $95 after that
Spark 1.5X Miles Select
  • Purchase &
  • Transfer APR: 17.99% - 23.99% variable APR
  • Cash Advance APR: 31.74% variable APR
  • Transfer Fee: None
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Bass Pro Shops and Cabela's CLUB Business Mastercard®
  • Purchase &
  • Transfer APR for purchases at Bass Pro Shops and Cabela'
  • s: 7.99% APR
  • Purchase &
  • Transfer APR for other purchases and transfers: 19.99% - 31.74% variable APR
  • Cash Advance APR: 31.74% variable
  • Transfer Fee: No Transfer Fee on transfers at Transfer APR
  • Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater
Cabela’s CLUB® Card
  • Purchase APR for purchases at Bass Pro Shops and Cabela'
  • s:9.99% APR
  • Purchase &
  • Transfer APR for other purchases and transfers: 19.99% - 31.74% variable APR
  • Cash Advance APR:31.74% variable
  • Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Bass Pro Shops® CLUB Card
  • Purchase APR for purchases at Bass Pro Shops and Cabela'
  • s: 9.99% APR
  • Purchase &
  • Transfer APR for other purchases and transfers: 19.99% - 31.74% variable APR
  • Cash Advance APR: 32.24% variable APR
  • Transfer Fee:No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee:Either $5 or 5% of the amount of each cash advance, whichever is greater
REI Co-op® Mastercard®
  • Purchase APR: 18.74% - 29.74% variable APR Transfer APR: 18.74% - 29.74% variable APR
  • Cash Advance APR: 29.74% variable APR
  • Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Kohl's Rewards® Visa
  • Purchase &
  • Transfer APR: 30.74% variable APR
  • Cash Advance APR: 30.74% variable: Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater.
  • Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you.