As the primary cardholder, you’ll still be responsible for all charges made on the account.
Give access to someone you trust.
Ready to add someone
to your account?
Follow these quick and easy steps.
1
Tell us their name, phone number and other details.
2
Double-check the info is correct.
3
That’s it! We’ll send you a card for them to start using right away.
Got questions? We’ve got answers.
What is an Account Manager?
An Account Manager is a type of Authorized User who has near-equal access as you including the ability to set up their own login to manage the account online.
Whose credit score will be affected?
Adding a user won’t impact your credit score—only the usual factors like payment history and available credit do that. As long as you and your user use your card responsibly and make payments on time, these actions can have a positive impact on your user’s score. And responsible card use and on time payments may help your user build credit.
To keep an eye on your credit, check out CreditWise from Capital One. It’s free for everyone, even if you don’t have a Capital One credit card.
How much does it cost to add a user?
Not a thing. There are no additional fees to add a user to your account.
The benefits described pertain to Capital One branded consumer credit cards and may not be available with small business, co-brand and retail partner cards.
- 1
Online access is needed to use mobile banking. Check with your service provider for details on specific fees and charges.
- 2
To receive instant purchase notifications, you must turn them on in the Capital One mobile app and enable push notifications in your device settings.
- 3
With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.