All about the Capital One Venture card

Your travel plans just got more rewarding. The Capital One Venture card lets you earn unlimited 2X on every purchase; 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel; and 5X miles on Capital One Entertainment. And with flexible redemption options, you choose how to use your rewards miles.

But that’s just the start.

What you’ll learn:

• Venture cardholders earn unlimited double miles on every purchase and 5 miles per dollar on eligible Capital One travel- and entertainment-related purchases. 

• New cardholders can earn 75,000 miles by spending $4,000 on purchases within three months of opening an account.¹

• Flexible redemption options allow cardholders to use rewards to cover travel purchases, transfer miles to loyalty programs, book trips through Capital One Travel, including Lifestyle Collection hotel stays, and more.²

• Cardholders can also enjoy benefits like up to $120 credit for Global Entry or TSA PreCheck® and 24-hour travel assistance.^3,4

Venture makes earning and redeeming miles simple. Earn unlimited double miles on every purchase before, during and after your vacation. You can earn 5 miles per dollar on hotels, vacation rentals and rental cars when you book through Capital One Travel. Plus, earn 5 miles per dollar on Capital One Entertainment purchases.

There’s no limit on the miles you can earn. And miles don’t expire for the life of the account. Plus, you can earn 75,000 bonus miles by spending $4,000 on purchases within three months of opening your account.¹

There’s a $95 annual fee for the Venture card. View important rates and disclosures.

If you decide you want a travel rewards credit card without an annual fee, you can check out VentureOne. View important rates and disclosures.

The Capital One Venture card is geared toward applicants with excellent credit. 

One way to check your credit scores is with CreditWise from Capital One. With CreditWise, you can monitor your credit score and TransUnion® credit reports for free. You can also get free reports from each of the three major credit bureaus from AnnualCreditReport.com.

Venture makes using your Capital One miles seamless. So when you’re ready for the vacation of a lifetime, a family reunion or a wedding, you’re all set. 

Here are a few ways to redeem your rewards miles: 

• Cover travel purchases. Offset travel purchases with your earned miles within 90 days of the purchase. This may include vacation rentals, car rentals, airlines, hotels and more.

• Book through Capital One Travel. Feel confident you’re getting great prices on flights, hotels, rental cars and more. Capital One Travel predicts flight prices and alerts you when it’s time to book, helping you save an average of 15% on flights.⁵

• Get gift cards or cash. Redeem your miles for gift cards from popular restaurants, retailers and more.⁶ You can also redeem your miles in the form of a statement credit or check. 

• Shop with your miles. You can use rewards to pay for purchases at Amazon.com® or at online stores through PayPal®.^{7, 8}

• Redeem for exclusive tickets and event access. Eligible cardholders can redeem miles for more than 500,000 events with Capital One Entertainment.⁹

• Transfer miles to a partner program. Transferring your miles to a Capital One transfer partner could help you maximize your rewards and give you the opportunity to upgrade to first class or access other benefits.²

Venture is designed to take your travel experience to the next level. Here are some ways Venture can help you upgrade your next trip.

The Lifestyle Collection lets eligible cardholders find and book stays at a curated selection of vibrant hotels and vacation rentals around the world. Plus, cardholders can enjoy enriching benefits and industry-leading rewards during their stay.¹⁰

Book the Lifestyle Collection through Capital One Travel to unlock:

• 5X miles on hotel and vacation rental bookings

• A $50 experience credit to use during hotel stays toward things like rooftop drinks, signature restaurants, room service or other amenities unique to each stay¹⁰

• A $50 experience credit to use during vacation rental stays toward things like in-home chef meals, fridge stocking, a midstay clean and more¹⁰

• Hotel room upgrades, when available

• Early check-in, when available

• Late checkout, when available

• Complimentary Wi-Fi

Cardholders won’t pay transaction fees when making purchases outside the United States. View important rates and disclosures.

Receive up to $120 credit for either Global Entry or TSA PreCheck® when you pay for the application fee with your Venture card.³

Capital One works with credit card networks to offer travel insurance benefits. Here are a few travel protections that might help if something goes wrong when you’re traveling:⁴

• Auto rental collision damage waiver: Rent an eligible vehicle with your Venture card and you could be covered for theft or damage caused by a collision.  

• Travel accident insurance: Get automatic insurance for a covered loss at no extra charge when you use your Venture card to purchase your travel fare.

• 24-hour travel assistance services: This could include referrals to an English-speaking local doctor or lawyer. It could also include pretrip help, like information about ATM locations and currency exchange rates.

Venture cardholders get access to unforgettable experiences with Capital One Dining and Capital One Entertainment.

Eligible Capital One travel rewards cardholders get access to Capital One Dining. Capital One unlocks access to prime-time tables held exclusively for cardholders at top-tier restaurants and extraordinary culinary experiences featuring world-renowned chefs and industry experts.¹¹

Eligible Venture cardholders can also access Capital One Entertainment, a digital-first ticketing platform offering more than 500,000 unforgettable experiences across sports, music, dining, theater and more.⁹

Event highlights include: 

• March Madness tickets

• VIP packages for the Capital One Orange Bowl and College Football Playoff

• iHeartRadio concerts

• Exclusive theater events and tickets for Broadway shows

• Taste America® events by the James Beard Foundation

Capital One has tools and benefits that can make managing your account and keeping an eye on your money easy, whether you’re at home or on the go.

The Venture card comes with a range of money management tools to help you monitor your financial accounts, including:

• Capital One Mobile app: With the Capital One Mobile app, you can manage your account anywhere, anytime. It also makes it easier for eligible cardholders to track their money. 

• Eno, your Capital One assistant: Eno can send you useful insights and notifications and monitors your account around the clock. Eno can reach out if it spots something unusual and can help you fix it. It can also answer account questions online, on the app or over text. 

• Account alerts: You can stay on top of your spending and payments by setting up your own push, email and text alerts. Plus, track your spending and help protect your account with instant purchase notifications.

• Automatic payment: Setting up AutoPay for your account can help you avoid missing a payment.

• Personalized payments: You can pick your monthly due date and payment method, all with no fee.

Capital One credit cards have a number of security features that can help you protect yourself from fraud. Security features include:

• Card lock: Lock your card with a few taps if it has been misplaced, lost or stolen. Unlocking it is just as simple.¹² 

• Security alerts: Get notified via text, email and phone if Capital One notices potentially suspicious activity on your account. 

• Virtual cards: Use virtual cards to easily pay online and help protect your actual card number from being exposed. Virtual cards can keep working even if your physical card is lost or stolen.¹³

With valuable benefits and flexible rewards, the Venture card can help you get the most out of your travels, wherever they take you.

If you’re ready for your next adventure, you can see whether you’re pre-approved for a Venture card today. You could start earning unlimited double miles per dollar on every purchase. And remember, new cardholders can earn 75,000 bonus miles.¹

Who wouldn’t want to get the most out of their credit card? Here are some things to know about Capital One travel rewards credit cards: 

• Get a one-time 75,000-mile bonus with the Capital One Venture X card and receive an additional 10,000 bonus miles every year, starting on your first anniversary. View important rates and disclosures.

• Earn unlimited 1.25X miles with no annual fee with the Venture One card from Capital One. View important rates and disclosures.

• Explore travel rewards card options by comparing Venture to other travel rewards cards. 

• Learn how Venture X cardholders access a worldwide network of airport lounges thanks to a complimentary Priority Pass membership.