Which Capital One travel card is right for me?

March 27, 2025|6 min read

Capital One offers several travel rewards credit cards, including Venture X, Venture, VentureOne and VentureOne for Good Credit. Each card has unique perks, but all allow you to earn unlimited miles you can actually use.

With your Capital One travel rewards card, you can book any airline, anytime, anywhere with no seat restrictions. And you can redeem your rewards for flights, hotels, rental cars, ride-sharing apps, cruises and more.

What you’ll learn:

Capital One offers travel rewards credit cards that allow cardholders to earn unlimited miles on every purchase, including elevated rewards when booking travel through Capital One Travel.
Venture X cardholders can earn 75,000 bonus miles when they spend $4,000 in the first three months, 10,000 anniversary bonus miles and a $300 annual travel credit.¹
Venture cardholders can earn 75,000 bonus miles when they spend $4,000 in the first three months and unlimited 2X miles per dollar on every purchase.¹
VentureOne and VentureOne for Good Credit cards also offer travel benefits, with no annual fee. View important rates and disclosures.

Capital One travel card benefits

With Capital One travel credit cards, you may have access to additional perks that can elevate your travel experience. They include:

No foreign transaction fees: When you’re traveling abroad and making purchases, you won’t have to worry about being charged transaction fees. View important rates and disclosures.
Capital One Travel: With Capital One Travel, you can earn extra rewards on hotel, vacation rental and car bookings. And you can conveniently pay for your trip with your rewards, your card or both. Plus, you’ll have access to features that help you book with confidence, like free price drop protection and more.
Using miles to cover the cost of travel purchases: Redeem your miles to cover the cost of any travel purchase—from plane tickets to hotel stays and more—within 90 days of the purchase. In some cases, you could essentially erase travel purchases from your most recent trip.²
Capital One Dining: Access hard-to-get reservations set aside just for customers with Capital One Dining. You can also get tickets to special dining events and chef collaborations.
Travel accident insurance: If you use your eligible Capital One credit card to book your trip, you’ll get automatic insurance for any covered losses at no extra charge.³
Emergency card replacement: If your card is lost or stolen while traveling, you can get an emergency replacement card.

Types of Capital One travel credit cards

Capital One offers several travel credit cards, including Venture X, Venture, VentureOne and VentureOne for Good Credit. Here’s more about each card.

Venture X card

The Venture X card offers premium travel benefits and rewards you for the way you travel. Plus, it offers the opportunity to earn:

75,000 bonus miles after you spend $4,000 within the first three months of opening your account
$300 annual travel credit for bookings made through Capital One Travel⁴
10,000 bonus miles—equal to $100 toward travel—every year, starting on your first anniversary
Unlimited 10X miles on hotels and rental cars and unlimited 5X miles on flights and vacation rentals when you book through Capital One Travel
Unlimited 2X miles on all other purchases

Other benefits include:

Up to a $120 credit for Global Entry or TSA PreCheck®⁵
Unlimited complimentary access for you and two guests to participating partner airport lounges worldwide. This includes exclusive entry to Capital One Lounges
Complimentary Hertz President’s Circle® status. It offers access to the widest selection of rental vehicles, guaranteed upgrades and dedicated customer service⁶
An elevated hotel or vacation rental experience with Capital One’s Premier Collection or Lifestyle Collection. You could enjoy benefits, like an experience credit, on every stay⁷

The Venture X card has a $395 annual fee.¹ View important rates and disclosures.

Venture card

Venture cards also offer premium benefits to help make the most of your travels, no matter where you’re headed. Plus, you’ll have the opportunity to earn:

75,000 bonus miles when you spend $4,000 within three months of opening your account¹
Unlimited 2X miles per dollar on every purchase, every day
Unlimited 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel

Other benefits include:

Up to a $120 credit for Global Entry or TSA PreCheck®⁵
Room upgrades, a $50 experience credit and more through the Lifestyle Collection
Complimentary Hertz® Five Star status, so you may be able to skip the rental counter and choose from a wider selection of vehicles⁶

The Venture card has a $95 annual fee. View important rates and disclosures.

VentureOne card

If you like the idea of earning travel rewards with no annual fee, VentureOne could be the card for you. View important rates and disclosures. Plus, you’ll have the opportunity to earn:

20,000 bonus miles once you spend $500 within the first three months after account opening¹
Unlimited 1.25X miles per dollar on every purchase
Unlimited 5X miles per dollar on hotels and rental cars booked through Capital One Travel

Other benefits include:

No annual fee. View important rates and disclosures.

VentureOne Rewards for Good Credit

A VentureOne for Good Credit card allows you to earn travel benefits without paying an annual fee. View important rates and disclosures. Plus, you’ll have the opportunity to earn:

Unlimited 1.25X miles per dollar on every purchase
Unlimited 5X miles per dollar on hotels and rental cars booked through Capital One Travel

Other benefits include:

No annual fee. View important rates and disclosures.

Capital One travel cards FAQ

Here are frequently asked questions about choosing a Capital One travel credit card.

What is the annual fee for Capital One travel cards?

The annual fee varies for Capital One travel rewards credit cards. This is because the level of benefits you’ll enjoy differs based on which card you choose.

Here are the annual fees for each Capital One travel card. View important rates and disclosures.

Venture X card: $395
Venture card: $95
VentureOne card: $0
VentureOne Rewards for Good Credit card: $0

How do you choose the right Capital One travel card?

Choosing a Capital One travel card comes down to what’s important to you. Are you interested in earning an early spend bonus and premium benefits? Then you might want to consider Venture X or Venture. But if you prefer to earn travel rewards with no annual fee, then the VentureOne or VentureOne for Good Credit cards may be best for you. View important rates and disclosures.

Are Capital One travel rewards credit cards worth it?

If you travel frequently, a Capital One travel rewards credit card could be worth applying for. You’ll have the chance to earn unlimited miles on every purchase. You can save on travel purchases, too. Plus, some Capital One travel cards come with even more exciting perks, like access to airport lounges.

Key takeaways: Capital One travel cards

If you’re planning a trip and want to earn rewards too, a Capital One travel rewards credit card could be a great choice. There are several cards to consider: Venture X, Venture, VentureOne and VentureOne for Good Credit.

They all allow you to earn unlimited miles you can actually use. And they offer exclusive benefits and elevated rewards that can help make your travel experience more enjoyable. View important rates and disclosures.

Explore travel rewards cards with unlimited miles you can actually use.
Earn a one-time 75,000-mile bonus and receive an additional 10,000 bonus miles every year, starting on your first anniversary, with the Venture X card.
Earn unlimited 2X miles on every purchase, every day, and earn a one-time 75,000-mile bonus with the Venture card.
Earn unlimited 1.25X miles on every purchase, every day with no annual fee with the VentureOne card. View important rates and disclosures.

Footnotes

Learn more about FDIC insurance coverage.

¹Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

²Purchases made from airlines, hotels, rain lines, car rental agencies, limousine services, bus lines, cruise lines, taxi cabs, travel agents and time shares are generally considered to be travel purchases, and availability to redemption is based on the merchant category code assigned to them by the merchant Capital One is not responsible for how merchants assign these codes.

³Some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See your respective Guide to Benefits for details, as terms and exclusions apply.

⁴Annually, eligible Venture X primary account holders will receive a $300 Capital One Travel credit (“Credit”) to use toward purchases made through Capital One Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation. A Venture X card account must be open and in good standing to receive or use the Credit.

⁵To receive a statement credit up to $120, you must use your Venture X card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.

⁶Eligible cardholders must enroll through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle status and Venture cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star status. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Plus Rewards program terms apply.

⁷Premier Collection experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences. In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection bookings include: daily breakfast for two, complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Premier Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change without notice. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

Lifestyle Collection experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact the hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences. In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change without notice. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

Premier Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $100 USD or the local currency equivalent. Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the experience credit, other benefits available to eligible cardholders for Premier Collection and Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Premier Collection or Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

Capital One Travel bookings include services such as price freeze, cancel your flight for any reason, price prediction, price watch, price drop protection, and price match guarantee. Additional fees may apply. The availability of these services varies by account and they may not be available on all bookings. Terms apply. See travel.capitalone.com/terms-of-service/ for details.

15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Terms apply.

Capital One Dining: To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include U.S.-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards and co-brand partner cards are excluded. Capital One Dining account setup required; additional terms apply.

The number of cardholder-only reservations varies by venue, capacity and other circumstances. These reservations are limited and offered on a first-come, first-served basis. For more information, please see Capital One Dining’s reservation policies and terms and conditions.

Venture X cardholders, their authorized users or account managers and Venture X Business primary cardholders can enjoy unlimited complimentary access, plus complimentary entry for two guests per visit—and special pricing of $45 per visit for additional guests.

Effective January 1, 2025, Venture and Spark Miles cardholders will no longer receive complimentary lounge access. You will have 2 complimentary passes to Capital One Lounges to use by December 31, 2024. Venture and Spark Miles cardholders can access Capital One Lounges at a special rate of $45 for themselves and their guests.

All other cardholders & noncustomers can enter at the standard rate of $90.

Prices, amenities and hours of operation are subject to change at any time and without prior notice. Cardholders will not be compensated for changes in locations, rates, or policies. Access is not guaranteed and is subject to space availability.

The site may be unavailable during normal maintenance or due to unforeseen circumstances.

To qualify for complimentary or discounted Lounge access, card accounts must be in good standing and cardholders must present their eligible Capital One card. Additionally, cardholders and guests must present a boarding pass for a departing or connecting same-day flight. We will not admit cardholders or guests with boarding passes for arriving flights with no connection. Guests may enter up to 3 hours before their departure time.

Guests under 18 must be accompanied by an adult. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. Any person displaying or participating in inappropriate behavior or failing to adhere to Lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent is subject to removal.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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Capital One does not provide, endorse or guarantee any third-party product, service, information, or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

Which Capital One travel card is right for me?

Earn 75,000 bonus miles

Capital One travel card benefits

Types of Capital One travel credit cards

Venture X card

Venture card

VentureOne card

VentureOne Rewards for Good Credit

Capital One travel cards FAQ

Key takeaways: Capital One travel cards

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Footnotes