Venture vs. Venture X: Card comparison

The Capital One Venture and Venture X travel rewards credit cards are designed for travelers who want to earn rewards and go further. With the Venture card and the Venture X card, you can earn unlimited 2X miles on every purchase. 

Plus, you’ll earn elevated rewards when you book travel through Capital One Travel. When you’re ready, you can redeem those rewards for things like flights, hotels, vacation rentals, rental cars, gift cards, statement credits and more. And miles don’t expire for the life of the account. Find out more about how the Venture card and the Venture X card compare.

What you’ll learn: 

  • Venture and Venture X are two travel rewards credit cards from Capital One.

  • Venture cardholders earn unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel and 2X miles on all other purchases.

  • Venture X cardholders enjoy premium benefits and earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights and vacation rentals booked through Capital One Travel, and 2X miles on all other purchases.

  • New Venture and Venture X cardholders can earn 75,000 bonus miles by spending $4,000 within the first three months from account opening.

Earn up to $1,000 in bonuses

For a limited time, enjoy a $250 travel credit. Plus, earn 75,000 bonus miles.

Capital One Venture card vs. Venture X card overview

Both the Venture card and the Venture X card offer benefits designed to appeal to frequent travelers. Here’s a quick comparison of some of the cards’ key features:

 

Venture

View important rates and disclosures

Venture X

View important rates and disclosures

Annual fee

$95

$395

Rewards

  • Unlimited 2X miles on every purchase

  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel

  • Unlimited 2X miles on every purchase

  • Unlimited 5X miles on flights and vacation rentals booked through Capital One Travel

  • Unlimited 10X miles on hotels and rental cars booked through Capital One Travel

New cardholder offer

75,000 bonus miles if you spend $4,000 within the first three months1

75,000 bonus miles if you spend $4,000 within the first three months1

Other bonuses

No current offers

  • $300 annual credit for bookings through Capital One Travel

  • 10,000-mile anniversary bonus

Annual percentage rate (APR)

Variable APR

Variable APR

Credit score level

Excellent

Excellent

Venture and Venture X shared benefits

No matter which card you choose, you’ll have access to the following benefits:

Global Entry or TSA PreCheck®

Venture and Venture X cardholders can receive up to a $120 credit for either Global Entry or TSA PreCheck® when you pay for the application fee with your Venture or Venture X card.2

Capital One Travel

Use Capital One Travel to book flights, vacation rentals, hotels and rental cars with confidence. Plus, earn elevated rewards when you book through Capital One Travel

Venture cardholders earn unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. Venture X cardholders earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and unlimited 5X miles on flights and vacation rentals booked through Capital One Travel. 

Capital One Travel also lets cardholders:

  • Save an average of 15% on flights using price prediction, which alerts you when to book.3

  • Get a price match guarantee on flights, hotels and rental cars.4 

  • Add the option to cancel your flight for any reason or freeze a flight price for a small fee.

  • Book travel with your card, your rewards or a combination of both.

Lifestyle Collection

Both Venture and Venture X cardholders can book stays at a curated collection of vibrant hotels and vacation rentals from the Lifestyle Collection, with a $50 credit for each stay and other premium benefits like room upgrades, early check-in and late checkout when available.5

Capital One Dining

With Capital One Dining, access prime-time tables at top-tier restaurants set aside just for customers and unlock insider access to extraordinary culinary experiences.

Capital One Entertainment

Just a few taps on the Capital One Entertainment platform can score exclusive tickets and VIP access to live music, sports, theater performances, special dining events and more. You can redeem your miles for tickets. Venture and Venture X cardholders can also earn 5X miles on Capital One Entertainment purchases.6

Hertz status

Eligible Venture and Venture X cardholders qualify for complimentary status upgrades in the Hertz Gold Plus Rewards® car-rental loyalty program.

Eligible Venture X cardholders qualify for Hertz Gold Plus Rewards President’s Circle® status. And eligible Venture cardholders qualify for Hertz Gold Plus Rewards Five Star® status.7

No foreign transaction fees

You won’t have to pay foreign transaction fees when making purchases outside the United States. View important rates and disclosures.

Security and protection

With a Capital One travel card and benefits from networks like Visa® or Mastercard®, eligible cardholders have access to things such as:

You’ll also have access to security features such as fraud alerts, card lock, $0 liability for unauthorized charges and virtual card numbers.9,10

Venture X card exclusives

Venture X cardholders have access to even more benefits:

Premier Collection

In addition to the Lifestyle Collection, Venture X cardholders can also book stays at luxury hotels, resorts and vacation rentals from the Premier Collection. This includes a $100 experience credit to use on every stay and other premium benefits like daily breakfast for two at hotels.11

Airport lounge access

Venture X cardholders can enjoy complimentary access for themselves and two guests to Capital One Lounges. You’ll be able to relax and recharge with relaxation rooms, shower suites, locally sourced food and beverages, and other amenities. Plus, visit participating lounges worldwide with the Capital One Partner Lounge Network, which includes Priority Pass.12

PRIOR subscription

As a Venture X cardholder, you can get a complimentary PRIOR Subscription, which includes access to exclusive trips, editor-curated destination guides, weekly newsletters with up-to-the-minute travel trends and more.

The Cultivist membership

Eligible Venture X cardholders can enroll online with The Cultivist to receive 50% off an Enthusiast membership for up to two years. The offer is worth up to $440 and includes free entry for members and a guest to 60 of the world’s leading museums, including The Met and MoMA in New York.

How to apply for a Venture or Venture X card

Applying for a credit card online is usually the quickest option. 

You can see if you’re pre-approved for the Venture or Venture X card before you apply. Pre-approval is quick and easy, and it won’t impact your credit scores.

Can I upgrade from a Venture card to a Venture X card?

If you’ve had your Venture card for at least a year and are interested in elevated rewards and premium benefits, you may be able to upgrade to a Venture X card. If you’re a Capital One cardholder, you can sign in to your Capital One account to check for card offers.

The Venture card vs. the Venture X card: Which should I get?

Deciding which travel credit card is best for you will depend on your personal preferences and what benefits appeal to you. The Venture card has a lower annual fee, but the Venture X card gives cardholders the most elevated travel rewards and benefits Capital One has to offer. View important rates and disclosures.

Where will Venture X take you?

Earn 75,000 bonus miles and other exclusive perks with the Venture X card.

Key takeaways: Capital One Venture vs. Venture X

Whether you’re driving upstate or jet-setting across the globe, the Venture X or Venture card could make the journey more rewarding. Compare Capital One travel rewards credit cards to find one that’s right for your travel habits and lifestyle.

Explore Capital One travel rewards cards

Capital One offers travel rewards credit cards with exclusive benefits and elevated rewards that can help make your travel experience more enjoyable. View important rates and disclosures.  

  • Explore travel rewards cards with unlimited miles you can actually use. 

  • Earn a one-time 75,000-mile bonus and receive an additional 10,000 bonus miles every year, starting on your first anniversary, with the Venture X card.

  • Earn unlimited 2X miles on every purchase, every day, and earn a one-time 75,000-mile bonus with the Venture card. 

  • Earn unlimited 1.25X miles on every purchase, every day with no annual fee with the VentureOne card.

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