Some of the best Capital One online shopping credit cards
Online shopping can help you make the most of your time and money—especially when you can earn credit card rewards while you do it. Capital One has credit cards that are great for online shopping, whether you’re ordering takeout, booking a flight or browsing your favorite retailer.
Learn more about some of the best Capital One credit cards for online shopping.
What you’ll learn:
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Capital One has rewards credit cards to suit different spending habits and needs, including the Venture X, Venture, VentureOne, Savor, Quicksilver and QuicksilverOne cards.
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Capital One credit cards offer security features such as fraud alerts, card lock, instant purchase notifications and virtual card numbers to help you keep your money safer when shopping online.
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Capital One Shopping and Capital One Offers can help you save when you shop at thousands of online retailers.
How to find the best credit card for online shopping from Capital One
The best online shopping credit card for you is the one that aligns with your spending habits, lifestyle and needs. If you’re going to be spending online anyway, why not earn rewards with each purchase?
Here’s a closer look at some rewards credit cards from Capital One you can use to shop online:
Capital One Venture X card
All Capital One travel rewards cards are great options for online shopping, especially when it comes to travel. But the Venture X card has elevated rewards designed to take travel to the next level, especially when you book through Capital One Travel. You’ll earn unlimited 5X miles on flights and vacation rentals plus unlimited 10X miles on hotels and rental cars.
You can also earn unlimited 2X miles on other purchases—before, during and after your trip—whether you’re shopping online for a new luggage set, booking a spa day online or grabbing a drink with a friend.
The Venture X card at a glance:
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Annual fee: $395; view important rates and disclosures
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Rewards rate: Unlimited 2X miles on every purchase, unlimited 5X miles on flights and vacation rentals, and unlimited 10X miles on hotels and rental cars booked through Capital One Travel
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Bonus offer: 75,000 bonus miles when you spend $4,000 on purchases within three months of opening an account
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Recurring bonuses: $300 annual travel credit for bookings through Capital One Travel and a 10,000 miles anniversary bonus.
- Credit level: Excellent.
Capital One Venture card
The Venture card lets you earn unlimited 2X miles on every purchase and 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. So whether you’re booking a hotel stay online or ordering household necessities, you’re earning rewards miles with every purchase.
Once you’ve earned rewards, there are many ways to redeem them. You can book a trip with your miles through Capital One Travel, use your miles to get reimbursed for past travel purchases made elsewhere and so much more.
You can also sign in to your Capital One account to transfer your miles to more than 15 travel loyalty programs.
The Venture card at a glance:
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Annual fee: $95; view important rates and disclosures
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Rewards rate: Unlimited 2X miles on every purchase and unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
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Bonus offer: 75,000 bonus miles when you spend $4,000 on purchases within three months of opening an account
- Credit level: Excellent
Capital One VentureOne card
Want travel rewards without the annual fee? With the VentureOne card, you can earn unlimited 1.25X miles with a $0 annual fee. View important rates and disclosures. You’ll earn the same miles for shopping for a new vacation wardrobe online as you will for picking up last-minute essentials at the pharmacy on your way to the airport.
When you’re ready for your next adventure, visit Capital One Travel to get great prices on thousands of flights, hotels and rental cars.
The VentureOne card at a glance:
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Annual fee: $0; view important rates and disclosures
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Rewards rate: Unlimited 1.25X miles on every purchase and unlimited 5X miles at Capital One Entertainment and on hotels and rental cars booked through Capital One Travel
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Sign-up bonus: 20,000 bonus miles if you spend $500 within three months of opening an account
- Credit level: Excellent
Capital One Savor card
The Savor card offers unlimited 3% cash back at grocery stores and on dining and entertainment.1 You can also earn 3% cash back on popular streaming services. So when you’re streaming music from your favorite band or bingeing the new season of your favorite show, you can sit back, relax and know you’re earning sweet rewards.
You can also earn 8% cash back when you use Savor to make purchases on Capital One Entertainment. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel and 1% cash back on everything else.
The Savor card at a glance:
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Annual fee: $0; view important rates and disclosures
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Rewards rate: 3% cash back at grocery stores and on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases, 8% cash back on Capital One Entertainment purchases and 5% cash back on hotels and rental cars booked through Capital One Travel2
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Bonus: $200 cash bonus once you spend $500 within three months of opening an account
- Credit level: Excellent
Capital One Quicksilver card
When you shop with the Quicksilver card, you earn unlimited 1.5% cash back on every purchase, every day. Aside from daily spending, this can be a great card to use for things like paying bills online.
Whether you’re shopping online or in person, the Quicksilver card lets you earn cash back with ease. And like all Capital One rewards cards, it offers a variety of redemption options, including the ability to redeem for statement credits that lower your account balance.
The Quicksilver card at a glance:
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Annual fee: $0; view important rates and disclosures
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Rewards rate: 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel
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Sign-up bonus: $200 cash bonus after you spend $500 on purchases within three months of opening an account
- Credit level: Excellent
Capital One QuicksilverOne card
So much shopping is done online these days—everything from weekly grocery hauls to morning coffee deliveries. With the QuicksilverOne card, you’ll earn the same 1.5% cash back on every purchase you make online and in person.
Plus, QuicksilverOne cardholders can cash in on travel with unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
The QuicksilverOne card at a glance:
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Annual fee: $39; view important rates and disclosures
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Rewards rate: 1.5% cash back on every purchase
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Credit level: Fair
What are the benefits of using a credit card for online shopping?
One benefit of shopping online with a credit card is added security. Capital One helps you protect yourself online with security features that include fraud alerts, card lock, instant purchase notifications and virtual card numbers. And if you have a rewards credit card, you may also be able to earn money back for shopping online.
Additional benefits of shopping online with a Capital One credit card
Beyond security, Capital One has even more ways to help you get the most out of online shopping.
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Capital One Shopping: This is a free tool that automatically applies coupons at checkout when you shop online. You can also save with instant price comparisons and price drop alerts on things you’ve viewed or purchased. Plus, earn rewards to redeem for gift cards at your favorite stores.
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Capital One Offers: Sign in to your Capital One account or use the Capital One Mobile app to browse offers and earn credit card rewards or statement credits by shopping at thousands of online retailers.
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Amazon.com: With Shop with Points, you can link your card and pay for purchases with your rewards at Amazon.com. Don’t have enough rewards to cover your entire purchase? Use your Capital One card for the rest.3
- PayPal: Pay with Rewards lets you apply your rewards each time you check out with PayPal. If you don’t have enough to cover your purchase, you can pay for the rest using your Capital One credit card.4
Credit cards for online shopping FAQ
Here are some frequently asked questions about credit cards for online shopping:
Can you add your Capital One credit card to a digital wallet?
Capital One cardholders can add their Capital One credit card to digital wallets such as Google Pay™, Apple Pay® and Samsung Pay®. Connecting your card to your digital wallet gives you another fast, secure and convenient way to pay.
Is a credit card better than a debit card for online shopping?
Debit cards and credit cards both offer a convenient way to pay when you shop online. Credit cards may come with some additional benefits, such as the ability to earn rewards and stronger fraud protection.
Capital One offers $0 liability for unauthorized charges for debit cards and credit cards. So if your card is lost or stolen, you won’t be responsible for charges you did not authorize.5
Key takeaways: Credit cards for online shopping
Shopping online with a Capital One credit card is secure, convenient and rewarding. Even if your credit is less than perfect, there’s a rewards credit card that might suit your online shopping needs. Explore and compare Capital One cards to find an option that’s right for you.
Explore Capital One rewards credit cards
Whether you’re a globe-trotting adventurer, an avid foodie or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.
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See if you’re pre-approved for credit cards without harming your credit scores.
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Explore travel rewards cards with unlimited miles you can actually use.
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Earn unlimited 1.5% cash back on every purchase, every day with a cash back rewards card.
- Earn unlimited cash back on food and fun with a dining and entertainment rewards card.