Capital One credit card rewards and benefits

March 27, 2025|8 min read

Cash back and travel rewards are major benefits of many credit cards. But that’s just the start for some cards.

Learn about the full range of benefits available to Capital One rewards cardholders.

What you’ll learn:

Capital One cards, including Quicksilver and Venture, allow cardholders to earn rewards on purchases.
Cardholders can access booking platforms and cardholder exclusives through Capital One Travel, Capital One Entertainment and Capital One Dining.
Cardholders have access to account management and security features through the Capital One Mobile app, virtual cards and Eno, your Capital One assistant.

Types of Capital One rewards credit cards

Capital One offers several rewards cards. When you know more about credit card rewards, it can be easier to make the most of them.

Capital One travel credit cards

Image of the Capital One Venture, VentureOne and Venture X rewards cards.

If you enjoy traveling, a miles rewards card could be right for you. These all offer unlimited rewards. And with Capital One, you won’t pay foreign transaction fees when making purchases while traveling abroad. View important rates and disclosures.

Venture X credit card:

Earn 10X miles on hotels and rental cars booked through Capital One Travel.
Earn 5X miles on flights and vacation rentals booked through Capital One Travel.
Earn 2X miles on all other purchases, every day.
Earn 75,000 bonus miles once you spend $4,000 within three months of opening an account.
Enjoy a $300 annual travel credit for bookings through Capital One Travel.¹
Receive up to a $120 credit for Global Entry or TSA PreCheck® fees.²
$395 annual fee.

View important rates and disclosures.

Venture credit card:

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
Earn 2X miles per dollar on every purchase, every day.
Earn 75,000 bonus miles once you spend $4,000 within the first three months of opening an account.
Receive up to a $120 credit for Global Entry or TSA PreCheck® fees.²
$95 annual fee.

View important rates and disclosures.

VentureOne credit card:

Earn 5X miles per dollar on hotels and rental cars booked through Capital One Travel.
Earn 1.25X miles per dollar on every purchase, every day.
Earn 20,000 bonus miles once you spend $500 within three months of opening an account.
No annual fee.

View important rates and disclosures.

Capital One cash back credit cards

Image of the Capital One QuicksilverOne and Quicksilver rewards cards.

If you like the flexibility of earning unlimited rewards for everyday purchases, check out these cash back cards from Capital One.

Quicksilver credit card:

Earn 5% cash back at Capital One Entertainment.³
Earn 5% cash back on hotels and rental cars booked through Capital One Travel.
Earn 1.5% cash back on every purchase, every day.
Earn a $200 cash bonus once you spend $500 within three months of opening an account.
No annual fee.

View important rates and disclosures.

QuicksilverOne credit card:

Earn 5% cash back at Capital One Entertainment.³
Earn 5% cash back on hotels and rental cars booked through Capital One Travel.
Earn 1.5% cash back on every purchase, every day.
Be automatically considered for a higher credit line in as few as six months.
$39 annual fee.

View important rates and disclosures.

Capital One dining and entertainment credit cards

Image of the Capital One Savor rewards card.

Whether it’s eating out, seeing a concert or streaming your favorite show, the Savor rewards cards give you unlimited cash back for food, fun and all the things you love to do.

Savor card:

Earn 8% cash back on Capital One Entertainment purchases.³
Earn 5% cash back on hotels and rental cars booked through Capital One Travel.
Earn 3% cash back at grocery stores, on dining, entertainment and popular streaming services.⁴
Earn 1% cash back on all other purchases.
Earn a $200 cash bonus once you spend $500 within three months of opening an account.
No annual fee.

View important rates and disclosures.

Savor for Good Credit card:

Earn 8% cash back on Capital One Entertainment purchases.³
Earn 5% cash back on hotels and rental cars booked through Capital One Travel.
Earn 3% cash back at grocery stores, on dining, entertainment and popular streaming services.⁴
Earn 1% cash back on all other purchases.
No annual fee.

View important rates and disclosures.

Other Capital One rewards card benefits

Capital One rewards cards also come with benefits to help at home and on the road:

Capital One Mobile app: Keep track of your accounts anywhere, anytime with the Capital One Mobile app. You can pay your bill and view your balance and transactions. You can even review your rewards status and history.⁵
Virtual cards: Shop online faster and more securely without needing your physical card.⁶
Eno: Your Capital One virtual assistant is available to chat, check your balance and answer questions about your account when you need assistance.⁷
Extended warranty protection: You could get extended warranty protection at no charge on eligible items that are purchased with your card.⁸

Capital One dining and entertainment benefits

Capital One offers remarkable dining and entertainment benefits that make being an eligible cardholder a memorable experience:

Capital One Dining: Eligible Capital One customers can access exclusive reservations at some of the most sought-after restaurants. They also get access to tickets to unforgettable culinary experiences curated by experts like the MICHELIN Guide, the James Beard Foundation and Chef José Andrés.⁹
Capital One Entertainment: Eligible cardholders can access Capital One Entertainment and earn elevated rewards.³ The online ticketing platform offers more than 500,000 unforgettable experiences across sports, music, dining and more.

Travel benefits

Capital One and card networks provide benefits that can make travel less stressful, more comfortable and more affordable:⁹

Capital One Travel: Booking online through Capital One Travel gives you access to tools that make trip planning and travel hassle-free. And depending on your rewards card, you can earn up to 10X miles on hotels and rental cars and up to 5X miles on flights.¹⁰
No foreign transaction fees: With your Capital One rewards credit card, you won’t pay foreign transaction fees when making purchases outside the U.S. View important rates and disclosures.

Auto rental collision damage waiver: Rent an eligible vehicle with your card and you could be covered for damage due to collision or theft.⁸
Travel accident insurance: Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.⁸
Lost luggage reimbursement: When you’ve booked a trip with your eligible Capital One card, you might be reimbursed if your luggage goes missing.⁸
24-hour travel assistance services: If your card is lost or stolen, you could get an emergency replacement card and a cash advance to help with expenses.⁸

Capital One credit card rewards FAQ

Check out these commonly asked questions about Capital One rewards credit cards.

Who is eligible for Capital One rewards credit cards?

Capital One offers rewards credit cards for people at all credit levels. You can compare rewards credit cards to see which is right for you.

How can I make sure I’m maximizing my rewards?

The first step to maximizing your rewards is applying for a card that fits your lifestyle. For example, a credit card that offers miles rewards may not be an ideal choice if you don’t travel often. As you start to earn rewards, be sure you know what your redemption options are. They can include statement credits, gift cards, flights, hotel stays, car rentals and more.

Do Capital One rewards expire?

Capital One rewards don’t expire as long as your account remains open. There’s also no limit to the amount of rewards you can earn.

Key takeaways: Capital One credit card rewards

Many rewards credit cards come with a wide range of perks. If you’re already a Capital One rewards cardholder, make sure you’re taking advantage of your benefits and maximizing your rewards.

Whether your idea of a good time is going out on the town, traveling the world or staying in, Capital One has a rewards card that may fit your lifestyle.

See if you’re pre-approved for rewards cards, with no harm to your credit.
Explore travel and miles rewards credit cards with unlimited miles you can actually use.
Earn unlimited 1.5% cash back on every purchase, every day with a cash rewards credit card.
Earn unlimited cash back whether you’re going out or staying in with a dining and entertainment credit card.

Footnotes

Learn more about FDIC insurance coverage.

¹Annually, eligible Venture X primary account holders will receive a $300 Capital One Travel credit (“Credit”) to use toward purchases made through Capital One Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation. A Venture X card account must be open and in good standing to receive or use the Credit.

²To receive a statement credit up to $120, you must use your Venture, Venture X, Venture X Business or Spark Miles card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within 1-2 billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.

³Through 12/31/25, eligible Spark 2X miles, Venture X, Venture X Business, Venture and VentureOne cards will earn 5 miles per dollar spent on Capital One Entertainment purchases. Quicksilver, QuicksilverOne and Quicksilver Student cash back cards will earn 5% cash back on Capital One Entertainment purchases. Eligible Savor cardholders earn 8% cash back on Capital One Entertainment purchases subject to the terms previously disclosed.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

⁴The 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®

⁵Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges. Certain terms, conditions, and exclusions apply. You should review your Guide to Benefits for more information.

⁶Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Virtual cards are not available for debit cards and some credit cards.

Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

⁷Eno is learning all the time and may not be able to answer all questions or perform all tasks. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards.

⁸Benefits and their providers vary. Refer to your Guide to Benefits or the Benefits Administrator for terms and conditions along with applicable exclusions.

⁹Capital One Dining: To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Eligible cards include U.S.-issued, Capital One branded rewards-earning consumer and small business credit cards. Capital One debit cards, private label retail credit cards and co-brand partner cards are excluded. Capital One Dining account setup required; additional terms apply.

The number of cardholder-only reservations varies by venue, capacity and other circumstances. These reservations are limited and offered on a first-come, first-served basis. For more information, please see Capital One Dining’s reservation policies and terms and conditions.

¹⁰Capital One Travel bookings include services such as price freeze, change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee. Additional fees may apply. The availability of these services varies by account and they may not be available on all bookings. Terms apply. See travel.capitalone.com/terms-of-service/ for details.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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Capital One credit card rewards and benefits

See if you’re pre-approved

Types of Capital One rewards credit cards

Capital One travel credit cards

Capital One cash back credit cards

Capital One dining and entertainment credit cards

Other Capital One rewards card benefits

Capital One dining and entertainment benefits

Travel benefits

Capital One credit card rewards FAQ

Key takeaways: Capital One credit card rewards

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Footnotes