Are Capital One cards Visa® or Mastercard®?
Capital One offers cards from Visa and Mastercard.1 They’re both credit card networks, and one of their primary functions is to process credit card transactions.
But neither Visa nor Mastercard actually provides credit cards. That’s the job of credit card issuers like Capital One.
What you’ll learn:
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Capital One issues both Visa and Mastercard credit cards.
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The Capital One cards issued in partnership with Visa and Mastercard include Venture X, Venture, VentureOne, Quicksilver and Savor.
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Merchants around the world widely accept both Visa and Mastercard.
- Discover® and American Express® are also credit card networks. Unlike Visa and Mastercard, they also issue cards.
Is Capital One a Visa or Mastercard issuer?
Many card issuers, including Capital One, work with Visa and Mastercard. Capital One is a credit card issuer. Visa and Mastercard are credit card networks.
Visa vs. Mastercard
Visa and Mastercard are two of the four largest credit card networks in the U.S. They work with Capital One and other financial institutions that issue cards to individuals and businesses. Credit card issuers set card terms and conditions, including fees and rewards.
Capital One Visa and Mastercard cards
So what cards does Capital One offer? Here’s a brief overview of some Capital One cards on the Visa and Mastercard networks.
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Should I choose a Capital One Visa or Mastercard?
Both Visa and Mastercard are accepted worldwide, which means you may want to choose a card based on its benefits rather than its network. For example, you might consider things like APR, credit requirements, annual fees and rewards.
What’s the difference between a Capital One Visa and a Capital One Mastercard?
Perks and benefits vary by network and card issuer. You can find information in your card’s benefits guide.
Capital One Visa and Mastercard FAQ
Here are answers to a few frequently asked questions about Capital One credit card networks:
Is Capital One accepted everywhere?
Capital One cards that use Visa and Mastercard networks are widely accepted across the U.S. and throughout the world.
Is there a difference in fees charged by Capital One?
Capital One and other credit card issuers determine fees based on the credit card.
Do Capital One Visa and Mastercard cards have different security features?
Whether you have a Capital One Visa or Mastercard, you’ll enjoy the same security features, including alerts, the ability to easily lock and unlock your card and $0 liability for unauthorized charges.3
Are Discover and American Express credit card issuers or networks?
Discover and American Express are both credit card networks and issuers.
Key takeaways: Are Capital One Cards Visa or Mastercard?
Capital One issues both Visa and Mastercard credit cards, with benefits like cash back, travel rewards and more.
Explore and compare all Capital One credit cards to find the one that’s right for you. You can also check if you’re pre-approved for a Capital One card before applying. It’s quick, and it won’t hurt your credit scores.
