Spark 2X Miles

Credit Level: Excellent
Earn unlimited 2X miles on every purchase. Plus, earn a 50,000 miles bonus when you spend $4,500 in the first 3 months.
  • 2X
    Unlimited Rewards

    Earn unlimited 2X miles on every purchase for your business, plus 5X on hotels and rental cars booked through Capital One Travel.

  • 50,000
    Miles Bonus

    Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months of account opening. 1

  • 25.74%
    Purchase Rate

    25.74% variable APR with your Spark 2X Miles card.


  • Elevated Travel Benefits

    This card is great for businesses that want up to $120 credit for Global Entry or TSA PreCheck®. 2
  • Redeem Your Way

    Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of 15+ travel partners. 3
  • $0 Intro Annual Fee

    Enjoy a $0 intro annual fee for the first year, then $95 after.

Rewards Calculator

Slide to your monthly spend to see how much you could earn 4
See how much your business can earn 4
See how much you could earn based on your monthly spending 4
$0
$0$500,000
Monthly Spending
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Your business could earn:
miles rewards annually

BENEFITS OF SPARK 2X MILES 5 6

Automatic payments

Set up AutoPay so you don’t have to worry about signing into your account every month. 

$0 fraud liability

If your card is lost or stolen, you can get an emergency replacement and a cash advance.

Year-end summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Account managers

Assign an account manager to make purchases and payments, review transactions and resolve any problems.

Purchase records

Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.

Virtual card numbers

Make safer payments online without exposing your actual card number with merchants.

Application Requirements

What you should know before you apply

10 MINUTE APPLICATION

It takes about 10 minutes to apply and you'll get a decision in seconds.

BUSINESS OWNER INFORMATION

You'll need to know legal names, addresses and SSNs for all business owners.

BUSINESS INFORMATION

Gather your legal business name, address and business tax ID number (TIN). 

More Business Cards

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Spark 2% Cash Plus

Unlimited 2% cash back with spend capacity that adapts to your business.
Customer Reviews
  • 5 Star
    76%
  • 4 Star
    13%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 717 reviews
88 %
of reviewers recommend Spark 2X Miles
4.5
based on 717 reviews
88 %
of reviewers recommend Spark 2X Miles
  • 5 Star
    76%
  • 4 Star
    13%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%